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Its official, Money is the most stressful source of stress for American adults seven years in a row. It's no different in rest of the world as well. The irony is that two-thirds believe that more money would make them happier and only 30% are feeling secured financially.

Schools and colleges teach us everything except for the stuff that we need the most in our life like "basic personal finance". This is why most individuals lack knowledge of basic financial concepts, such as the difference between Nominal and Real Return, Inflation effect (Reducing Money Value), Power of Compounding, risk Management through proper insurance, reducing investment risk through Asset Allocation, tax-efficient money management, importance of linking goals with resources, simple estate planning tools like Nomination and Wills etc.

Some Hard Facts

56% U.S. adults lack a budget 40% peoples are saving lesser than the previous year, jeopardizing their future needs. 39% are not having any savings other than retirement savings (Mostly Mandatory in Nature) 39% of people roll–over credit card debts. Unable to come recover from the Debt Trap 50% of the Parents do not have a Will More than 25 Million people are underinsured 2 in 5 fail themselves when it comes to personal finance knowledge

What is the Solution?

"Well planned is half done!" Most of us fail to understand that planning is a part of the work, not something extra, that hardly takes any time? Having a financial plan is the solution. Financial plan brings all aspects of financial life together. This helps you to achieve your financial goals and makes sense for the long-term and strengthens your confidence in the short-term. Professional Financial plan will deal with Your Cash flow, Assets & Liabilities, Goals & Needs, Risk Profile, Time to Goals, Investments, Tax efficiency, Insurance, Estate Planning, etc. Globally Certified Financial Planner (CFPCM) is known to do comprehensive financial planning.

What questions can a Financial Planner answer?

Collaborating with you in complete transparency and be your financial coach Just put the word he will be able to answer the following:

Where you are standing in your life financially. Identify your goals and priorities. How to go about it.