15 Aug
Complete Guide To Achieve Financial Freedom
Whether you’re straight out of college, salaried individual or businessman, financial freedom is at the top of wish list. Money issues often lead to several sleepless nights. Financial freedom is an integral part of a well-planned life. It accommodates emergencies and life surprises ...
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30 july
Personal Finance And Women
Every woman wants a smooth and secure life. But often, lives changes occur due to unforeseen and drastic reasons –effects of which may be life-altering. So, irrespective of the security of their life, you, as a woman, should at the very least, arm yourself with the necessary ...
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23 july
How to Break Free of Debt and Build Wealth!
The modern world is seeing everyone in debt at some point or the other – be it for personal expenses or professional ones. Not only does the debt repayment compromises future financial needs, but it also mentality drains the individual. So, it’s only natural for you to find ...
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12 july
10 proven Steps to Financial Security Before 30
Start young, they say. Be it training a dog or cultivating good habits, the sooner you start, the easier it is. We start working from the early twenties. But what people entirely neglect at that age, is what they could do with all the money earned. The general spending pattern ...
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29 july
How to teach your kids about the family finances?
A few years back US Trust surveyed High Net worth Individuals, which reveals that 78% HNIs say, the next generation is not financially responsible enough to handle inheritance. How far their concern is important? Williams Group wealth consultancy reports, about 70% of wealthy ...
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23 june
7 Most Important Things to Consider before Investing
Let’s get one thing straight; your long-term financial goals such as owning a house, paying the college fees for your kids, or a nice retirement nest egg can be realised only through safe and prudent financial investments. Most experts would advise you to start investing early ...
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09 june
Pitfalls of Real Estate Investment
Traditionally real estate has always been touted as the most prudent investment for people. We do believe that there are only advantages in investing in real estate and temporary cash flow issue. However, there are many pitfalls, and some may knock off your capital as ...
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02 june
Financial Security of the Child in a remarriage
Single parents today live in a world of insecurity. A few decades ago, a young widow or a divorcee wouldn’t find the society very forthcoming to support if she wished to marry but today that’s not the case. Divorces are happening all around us, and people are tying the ...
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25 May
Free Vs Paid Advisory
Before we begin the argument, we need to understand a few things clearly. Advisory does not always mean piecemeal advisory ona part of personal finance like investment or insurance. On the contrary, holistic advisory covers key elements of personal finance such as Cash ...
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09 Nov
Grave Financial Mistakes NRIs Make
We go places to earn better and improve our lifestyle. Young Indiandiaspora who work on projects and employment abroad are growing, thanks to globalization. Professionals are making pretty decent income over there.When it comes to personal financial management ...
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09 Nov
How Cost Matters to Get the Best Investment Returns
Ever wondered, why your actual return is not exactly same as scheme return? It's just because of cost. Investors can't control the markets or identify and invest on winning manager consistently to make higher returns than the average investor. But they can surely control ...
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09 Nov
Problems With Luxury Shopping Without Planning
My article on festival shopping and effects of luxury shopping got published in the reputed Tamil magazine "Kungumam". In which I have covered the topics on how people shop without planning a budget, the effects that they face due to this over shopping beyond their budget ...
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09 Nov
6 Time Tested Money Management Tips
Write down Purpose of Investment, goals in Priority Order and yourmoney belief system. Write down the very purpose of your investment, time left and priority of your needs & Goals. And do not forget to write down your belief system on money and investment matters. This will ...
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09 Nov
What matters while investing?
Imagine someone lends you money for peanuts (or) free for your business, feeling excited. Now rate that someone's investment acumen. Banks run the business by borrowing at lesser rate and lending at higher rate. In India Banks pay around 4% for SB accounts and No (0%) for ...
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09 Nov
Do you really need a Financial Plan?
Its official, Money is the most stressful source of stress for American adults seven years in a row. It's no different in rest of the world as well. The irony is that two-thirds believe that more money would make them happier and only 30% are feeling secured financially ...
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09 Nov
All about GST and it's Impact on you
GST defined as any tax on supply of goods & Services other than on alcohol for human consumption. GST will be a game changer. GST is nothing new, it's equivalent to state government's Value AddedTax (VAT) but with a wider (Nation Wide) base. With GST the tax base expected ...
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09 Nov
How to create your Advisor?
Unless you get real clarity on what for you are looking XYZ most probably you will land up in something as you come across most attractive ad or profit story. You will be victim of herd mentality which closely influenced by regency bias. most attractive ad or profit story.
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09 Nov
Consequence of Intestate Inheritance
WILL is one of the effective tools in Estate planning. The primary goal of Estate Planning is to ensure that your legacy passes to your intended beneficiaries. WILL is a legal declaration of a Testator's (person who is making the will) intention with respect to his ...
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